Federal Firearms Licenses and Transfer + Universal Background Checks
Pawn Experts offers low interest rates of 10-20% per month. We offer a 30 day loan with a 10 day grace period so you can go up to 40 days initially without making a payment. As long as you make your monthly interest payment we will hold your merchandise for you until you can pay the loan in full. And if you decide to forfeit the loan, no problem, we consider your collateral as payment and place it in our inventory for sale.
You can pay any extra amount you’d like towards the principle of your loan as long as your interest payments are due. Whenever you pay on your principle, this will bring your interest fee down, always keeping the interest rate the same per month.
Pawn shops base the value of the item on current appraised value, its current condition and the ability to sell the item. Pawn Experts uses research and reference guides to determine an item’s value to get you the most money for the item. The appraisal process varies depending on the type of item—for example, jewelry is evaluated differently than electronics. All items that Pawn Experts buys or offers loans on are tested to ensure that they work properly. Pawn Experts does not give price quotes over the phone.
Less than one tenth of one percent of all pawned merchandise is identified as stolen goods. That’s because customers must provide positive identification and a complete description of the merchandise. This information is then regularly transmitted to law enforcement, which dramatically decreases the likelihood that a thief would bring stolen merchandise to a pawn store.
Yes! Pawn Experts is a Federal Firearms licensed dealer and we loan on firearms. Please be aware that if you choose to use a firearm as collateral you must be able to pass a background check when you pick up your gun. The state of Colorado charges $10.50 for the background check.
No! Only you with your identification can pick up your item, even if someone else has your pawn ticket they can not redeem your item. The only way someone else can redeem your item (excluding firearms; any firearm must be redeemed by the individual who pawned it) is if you have made arrangements with Pawn Experts at the time the loan is written or a power of attorney is completed.
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